Hello Everyone This is Brad Hammarlund
with Exit Homevets Realty in Killeen TX. I work with people looking to
sale their homes and also with people who are looking for homes for sale
in Killeen TX, homes for sale in Copperas Cove TX, homes for sale in
Harker Heights TX.
Please join me in welcoming the Mullis's to their new house in the Brookhaven Subdivision in Killeen. We were able to find exactly what they were looking for in a home at a fraction of the price they were willing to pay. I was able to find them a great deal on a VA foreclosed home. Their beautiful home was originally purchased for over $30,000 more when it was built new less than 10 years ago and with normal appreciation of 4% in this area you can see what a great deal they were able to get on this house. Unfortunately Texas is a non disclosure state so I can't tell you exactly what they paid but as you can see from the numbers above it was a steal for the price. The house was beautiful and the inspection showed that the house was in great condition so they a looking forward to living in their beautiful home for years to come. To start the search for your home please call me at (254) 291-0630 or visit my website www.bradsellstexas.com
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund,
Realtor, with Exit Homevets Realty in Killeen TX, Our main service area
is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX,
Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate
Expert Advisers And Marketing Innovators. I am here to assist you with
all of your real estate needs. Feel free to call or text anytime: (254)
291-0630
Saturday, July 19, 2014
Monday, June 2, 2014
Looking To Sell Now Is The Time Our Market Is Heating Up
Hello Everyone This is Brad Hammarlund
with Exit Homevets Realty in Killeen TX. I work with people looking to
sale their homes and also with people who are looking for homes for sale
in Killeen TX, homes for sale in Copperas Cove TX, homes for sale in
Harker Heights TX
For everyone out there who has been thinking about selling your home now is the time to get it on the market. Whether you are a move up buyer, a empty Nester, or you are coming down on orders and you need to sell your current home this is intended for you. School is about to let out and people are starting to move. Traditionally our market has always picked up in May and this year is no different. Now it is rocking. Our market is going strong and now is the best time to list your home if you are hoping to sell it. I have been working with buyers who are at other duty stations and have pulled orders for Fort Hood and have been watching our current homes. Some have already purchased or submitted contracts to purchase so they will be able to do a door to door move but there are so many more who are waiting till they can get here to view the properties in person before they buy. Call me today so we can get your home on the market and we can get it sold.
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund, Realtor, with Exit Homevets Realty in Killeen TX, Our main service area is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX, Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate Expert Advisers And Marketing Innovators. I am here to assist you with all of your real estate needs. Feel free to call or text anytime: (254) 291-0630
For everyone out there who has been thinking about selling your home now is the time to get it on the market. Whether you are a move up buyer, a empty Nester, or you are coming down on orders and you need to sell your current home this is intended for you. School is about to let out and people are starting to move. Traditionally our market has always picked up in May and this year is no different. Now it is rocking. Our market is going strong and now is the best time to list your home if you are hoping to sell it. I have been working with buyers who are at other duty stations and have pulled orders for Fort Hood and have been watching our current homes. Some have already purchased or submitted contracts to purchase so they will be able to do a door to door move but there are so many more who are waiting till they can get here to view the properties in person before they buy. Call me today so we can get your home on the market and we can get it sold.
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund, Realtor, with Exit Homevets Realty in Killeen TX, Our main service area is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX, Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate Expert Advisers And Marketing Innovators. I am here to assist you with all of your real estate needs. Feel free to call or text anytime: (254) 291-0630
Sunday, May 4, 2014
FreddieMac: Housing is Stronger Today
Hello Everyone This is Brad Hammarlund
with Exit Homevets Realty in Killeen TX. I work with people looking to
sale their homes and also with people who are looking for homes for sale
in Killeen TX, homes for sale in Copperas Cove TX, homes for sale in
Harker Heights TX.
In a recent blog post, FreddieMac explained that “housing is stronger today than at any point since the Great Recession began and hit bottom in 2009”. They then gave three reasons which support their position:
- Home sales are up 13% since their low point.
- Housing starts are up 50% since they bottomed out.
- House Prices are up 16% since their trough.
Projections Going Forward
FreddieMac also believes that the market will continue to improve through 2014. They projected:
- Home sales to increase about 3% in 2014 as the purchase market continues to evolve
- Almost 20% growth for housing starts in 2014, which will begin to help ease tight inventories in many markets
- Home value increases will continue their positive momentum in 2014
Frank Nothaft, Freddie Mac vice president and chief economist, further explained what the housing market may look like in the agency’s April 2014 U.S. Economic and Housing Market Outlook:
"Tight inventory may pose a significant challenge for home buyers in many markets across the country, which may result in higher home prices and sales being lower than expected. This is good news for those markets that have room to run on the house price appreciation front, but it's also going to increase the affordability pinch in many markets, especially along the country's east and west coasts. Two indicators that are supporting local housing activity are rising consumer confidence and declining unemployment rates."
Bottom Line
The real estate market is improving every day. The biggest challenge is a lack of inventory in many markets. If you are thinking about selling, now may be the time to make the move.
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund,
Realtor, with Exit Homevets Realty in Killeen TX, Our main service area
is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX,
Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate
Expert Advisers And Marketing Innovators. I am here to assist you with
all of your real estate needs. Feel free to call or text anytime: (254)
291-0630
Wednesday, April 23, 2014
Do you have questions about being able to qualify for a mortgage?
Hello Everyone This is Brad Hammarlund
with Exit Homevets Realty in Killeen TX. I work with people looking to
sale their homes and also with people who are looking for homes for sale
in Killeen TX, homes for sale in Copperas Cove TX, homes for sale in
Harker Heights TX.
I am asked all the time about what it takes to be able to obtain a mortgage. There have been a lot of changes to regulations the mortgage brokers have to follow and some people are finding it harder and harder to qualify for a loan. First you have to qualify for a loan, then depending on the loan the home will have to qualify as well. There are 3 main types of mortgages available VA, FHA, and Conventional.
For a VA loan you must have served and have VA eligibility these loans are backed by the Government and will have the lowest rate possible. It does not matter what mortgage company you go through the interest rate is set by the VA, and you are not required to have a down payment. Along with that they will require a credit score of 620 and a debt to income ratio below 50%. Then the house will also have to meet the standards for a VA loan. There are companies claiming they can get you approved at lower scores or higher DTI but don't fall for it. If they can actually get you to closing how much extra are they charging you. So when choosing a mortgage company we have to look at and additional costs they might be charging you and how well they work with you. I always recommend a local company. This is a big investment and it is better to deal with someone on a personal level so if you have any questions you will have someone to sit down with so they can better explain things. There are a lot of companies from other areas willing to assist you but with them you speak with whoever answers the phone and all they know about you is what someone else has noted on your account.
For a FHA loan this is also a government back loan and you will have to qualify for it. They will require a down payment normally of around 3.5% the interest rate will be a little higher that a VA loan but it will be less than a conventional loan. You will be required to carry mortgage insurance till you have 80% equity in your home. You will need a minimal credit score of 630 to qualify and they too will be looking at your debt to income ratio to make sure you can afford the payments. Once again the interest rates are set so recommend that you find a local company just like with a VA loan. Also, like the VA loan the house will have to qualify for the loan. The FHA appraiser are not as strict as the VA appraiser but they are looking out for both your and the banks best interest. They do not want you to purchase a home that has a bad foundation or any major problems.
For a Conventional loan it is not a government backed loan so they can give you a mortgage on a home that will not qualify for a government backed loan. They are also good for some one who for one reason or another does not qualify for a government backed loan, or you are a investor and you do not plan to occupy the home. They will require a down payment normally ranging 5% for a owner occupant up to 20% for a investor. They will require a higher credit score normally starting out at 640. These loans are good if you are purchasing a home that will require some repairs. I have clients all the time looking for homes that they can get at a low price and put some work into and get exactly what they want and save a little money. On a conventional loan you will also have mortgage insurance till you have 80% equity in your home.
There are so many different mortgage companies out there that trying to find the right one for you can be extremely difficult. I work with all of them so if you get pre qualified before meeting with me that is fine and if not I am happy to assist you in finding the right company for you. I have also helped people that qualified with a company that a friend or family member recommended but after speaking with them I was able to let them know about a different company that would work better for them. Always remember you are not obligated to till to sign the closing documents if they are not giving you the service you deserve or if they are charging you more than they should you can always change companies.
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund, Realtor, with Exit Homevets Realty in Killeen TX, Our main service area is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX, Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate Expert Advisers And Marketing Innovators. I am here to assist you with all of your real estate needs. Feel free to call or text anytime: (254) 291-0630
I am asked all the time about what it takes to be able to obtain a mortgage. There have been a lot of changes to regulations the mortgage brokers have to follow and some people are finding it harder and harder to qualify for a loan. First you have to qualify for a loan, then depending on the loan the home will have to qualify as well. There are 3 main types of mortgages available VA, FHA, and Conventional.
For a VA loan you must have served and have VA eligibility these loans are backed by the Government and will have the lowest rate possible. It does not matter what mortgage company you go through the interest rate is set by the VA, and you are not required to have a down payment. Along with that they will require a credit score of 620 and a debt to income ratio below 50%. Then the house will also have to meet the standards for a VA loan. There are companies claiming they can get you approved at lower scores or higher DTI but don't fall for it. If they can actually get you to closing how much extra are they charging you. So when choosing a mortgage company we have to look at and additional costs they might be charging you and how well they work with you. I always recommend a local company. This is a big investment and it is better to deal with someone on a personal level so if you have any questions you will have someone to sit down with so they can better explain things. There are a lot of companies from other areas willing to assist you but with them you speak with whoever answers the phone and all they know about you is what someone else has noted on your account.
For a FHA loan this is also a government back loan and you will have to qualify for it. They will require a down payment normally of around 3.5% the interest rate will be a little higher that a VA loan but it will be less than a conventional loan. You will be required to carry mortgage insurance till you have 80% equity in your home. You will need a minimal credit score of 630 to qualify and they too will be looking at your debt to income ratio to make sure you can afford the payments. Once again the interest rates are set so recommend that you find a local company just like with a VA loan. Also, like the VA loan the house will have to qualify for the loan. The FHA appraiser are not as strict as the VA appraiser but they are looking out for both your and the banks best interest. They do not want you to purchase a home that has a bad foundation or any major problems.
For a Conventional loan it is not a government backed loan so they can give you a mortgage on a home that will not qualify for a government backed loan. They are also good for some one who for one reason or another does not qualify for a government backed loan, or you are a investor and you do not plan to occupy the home. They will require a down payment normally ranging 5% for a owner occupant up to 20% for a investor. They will require a higher credit score normally starting out at 640. These loans are good if you are purchasing a home that will require some repairs. I have clients all the time looking for homes that they can get at a low price and put some work into and get exactly what they want and save a little money. On a conventional loan you will also have mortgage insurance till you have 80% equity in your home.
There are so many different mortgage companies out there that trying to find the right one for you can be extremely difficult. I work with all of them so if you get pre qualified before meeting with me that is fine and if not I am happy to assist you in finding the right company for you. I have also helped people that qualified with a company that a friend or family member recommended but after speaking with them I was able to let them know about a different company that would work better for them. Always remember you are not obligated to till to sign the closing documents if they are not giving you the service you deserve or if they are charging you more than they should you can always change companies.
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund, Realtor, with Exit Homevets Realty in Killeen TX, Our main service area is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX, Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate Expert Advisers And Marketing Innovators. I am here to assist you with all of your real estate needs. Feel free to call or text anytime: (254) 291-0630
Monday, April 14, 2014
Market update
Hello Everyone This is Brad Hammarlund
with Exit Homevets Realty in Killeen TX. I work with people looking to
sale their homes and also with people who are looking for homes for sale
in Killeen TX, homes for sale in Copperas Cove TX, homes for sale in
Harker Heights TX.
Here is our current Market update. If you look at the numbers the sales in our market are up 22% for March. Another real good thing is that our months of inventory is down to 6.26 it has moved from a buyers market to a balanced market. If it keeps going the way it is trending we will be in to a sellers market shortly. That is the good news for people wanting to sell their house bad new for people looking to purchase. According to these numbers our medium home price is down to $123,400, last year it was at $132,500 a decrease of -6.87%. Bad news for sellers, good news for buyers. What will happen if we get into a sellers market is the home prices will increase, that with the chance of interest rates increasing means less purchasing power for the buyers.
If you would like more explanation of these number or if you are looking to purchase or sell your house please call me at (254) 291-0630
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund, Realtor, with Exit Homevets Realty in Killeen TX, Our main service area is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX, Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate Expert Advisers And Marketing Innovators. I am here to assist you with all of your real estate needs. Feel free to call or text anytime: (254) 291-0630
Here is our current Market update. If you look at the numbers the sales in our market are up 22% for March. Another real good thing is that our months of inventory is down to 6.26 it has moved from a buyers market to a balanced market. If it keeps going the way it is trending we will be in to a sellers market shortly. That is the good news for people wanting to sell their house bad new for people looking to purchase. According to these numbers our medium home price is down to $123,400, last year it was at $132,500 a decrease of -6.87%. Bad news for sellers, good news for buyers. What will happen if we get into a sellers market is the home prices will increase, that with the chance of interest rates increasing means less purchasing power for the buyers.
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund, Realtor, with Exit Homevets Realty in Killeen TX, Our main service area is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX, Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate Expert Advisers And Marketing Innovators. I am here to assist you with all of your real estate needs. Feel free to call or text anytime: (254) 291-0630
Wednesday, April 2, 2014
Price Reduced This house was a good buy at $129,900 It is a steal at $119,000 1800 Michele Dr Killeen TX
Hello Everyone This is Brad Hammarlund
with Exit Homevets Realty in Killeen TX. I work with people looking to
sale their homes and also with people who are looking for homes for sale
in Killeen TX, homes for sale in Copperas Cove TX, homes for sale in
Harker Heights TX.
The seller is motivated and ready to start the next chapter in their lives. Their loss is your gain, at this price the house will not last long. This is a beautiful 1,822 square foot home, it has 3 bedrooms 2 bath rooms and a large bonus perfect for an office, work out room, play room, or a man cave, but could easily be converted to a 4th bedroom if needed. The house sits in a quiet neighborhood convenient to everything. Where is sits it has no neighbors to the rear so no one looking into your home. It has high ceilings and very spacious rooms. The living room is large with french door opening up to the covered patio, great for entertaining. The Kitchen has a large pantry and a center island, and it has a breakfast nook with a bay window. The house does has a formal dining room great for holiday gatherings. Unlike most houses in this area there is no need to sweat while doing laundry out in the garage, this house has a utility room. Also this house has a split floor plan so you don't have to worry about the kids keeping you up at night while they are watching TV, playing video games, or talking on the phone. Another great feature to this house is all the bedrooms have large closets. The yard has been landscaped and it is a good sized big enough to have room for pets or kids to play but not too big to cause problems with upkeep.
Come out and see it! At this price it will not last long!
If you are a qualified buyer planing on financing this property with a VA loan 0 down your monthly payment should be around $900 a month and that is including payments to principle and interest, taxes, and insurance.
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund, Realtor, with Exit Homevets Realty in Killeen TX, Our main service area is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX, Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate Expert Advisers And Marketing Innovators. I am here to assist you with all of your real estate needs. Feel free to call or text anytime: (254) 291-0630
The seller is motivated and ready to start the next chapter in their lives. Their loss is your gain, at this price the house will not last long. This is a beautiful 1,822 square foot home, it has 3 bedrooms 2 bath rooms and a large bonus perfect for an office, work out room, play room, or a man cave, but could easily be converted to a 4th bedroom if needed. The house sits in a quiet neighborhood convenient to everything. Where is sits it has no neighbors to the rear so no one looking into your home. It has high ceilings and very spacious rooms. The living room is large with french door opening up to the covered patio, great for entertaining. The Kitchen has a large pantry and a center island, and it has a breakfast nook with a bay window. The house does has a formal dining room great for holiday gatherings. Unlike most houses in this area there is no need to sweat while doing laundry out in the garage, this house has a utility room. Also this house has a split floor plan so you don't have to worry about the kids keeping you up at night while they are watching TV, playing video games, or talking on the phone. Another great feature to this house is all the bedrooms have large closets. The yard has been landscaped and it is a good sized big enough to have room for pets or kids to play but not too big to cause problems with upkeep.
Come out and see it! At this price it will not last long!
If you are a qualified buyer planing on financing this property with a VA loan 0 down your monthly payment should be around $900 a month and that is including payments to principle and interest, taxes, and insurance.
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund, Realtor, with Exit Homevets Realty in Killeen TX, Our main service area is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX, Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate Expert Advisers And Marketing Innovators. I am here to assist you with all of your real estate needs. Feel free to call or text anytime: (254) 291-0630
Monday, March 24, 2014
Another Happy Homeowner
Hello Everyone This is Brad Hammarlund
with Exit Homevets Realty in Killeen TX. I work with people looking to
sale their homes and also with people who are looking for homes for sale
in Killeen TX, homes for sale in Copperas Cove TX, homes for sale in
Harker Heights TX.
Please help me welcome the Welch's to Chimney Hill Estate Sub Division they recently purchased their project. They were able to get a fixer upper at a great price and have already started the renovations to make it their own. In fact he has already started sending me pictures from the house and it is looking great. With what they saved by not buying turn key home they are able to completely remodel the home and will still have equity in their lovely house. When they PCS in a few years they will be able to sell it and turn a good profit and the next owner will have a great home in great condition.
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund, Realtor, with Exit Homevets Realty in Killeen TX, Our main service area is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX, Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate Expert Advisers And Marketing Innovators. I am here to assist you with all of your real estate needs. Feel free to call or text anytime: (254) 291-0630
Please help me welcome the Welch's to Chimney Hill Estate Sub Division they recently purchased their project. They were able to get a fixer upper at a great price and have already started the renovations to make it their own. In fact he has already started sending me pictures from the house and it is looking great. With what they saved by not buying turn key home they are able to completely remodel the home and will still have equity in their lovely house. When they PCS in a few years they will be able to sell it and turn a good profit and the next owner will have a great home in great condition.
Homes for sale in the Killeen Fort Hood Area: Brad Hammarlund, Realtor, with Exit Homevets Realty in Killeen TX, Our main service area is Nolanville TX, Harker Heights TX, Killeen TX, Copperas Cove TX, Kempner TX, and Lampasas TX. At Exit Homevets Realty We are Real Estate Expert Advisers And Marketing Innovators. I am here to assist you with all of your real estate needs. Feel free to call or text anytime: (254) 291-0630
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