First time home buyers

Attention all first time home buyers!!!
My name is Brad Hammarlund and I want to represent you!!!
If you are thinking about buying your first home the process can be very confusing, Here in Killeen, TX at Exit Homevets Realty our Real Estate service area is the Fort Hood area, including Nolanville, Harker Heights, Killeen, Copperas Cove, Kempner, and Lampasas. I work with Home Buyers and Home sellers and I believe in educating my clients and make sure they understand all their options.
Most people get tired of paying rent and decide they want to buy a house so they start searching on line for houses for sale, fall in love with a house, and go to see a real estate agent, not know much about the industry. They usually they go to an agent someone recommends, a friend or a family member. If they are lucky they have good credit and they are not searching for homes above their means and everything works out. For the majority of consumers this does not work out. Due to different circumstances, either they fall in love with a house they can not afford, their credit score is not high enough, or they have to much debt and can not qualify for a loan.
If you are thinking about buying a house it is good to look around at the different websites to see what is available on the market, but who you choose to represent you means a lot. In most states all agents are required to represent the seller unless you sign a buyers representation agreement with a agent, then at that point his responsibility changes from that of the seller to you the buyer. So when you choose someone to represent you it is best to make sure that he is going to do what he/she is supposed to do, this is why it is best to use the services of a Realtor. For those you do not know the difference between and real estate agent and a Realtor. All Realtors are real estate agents but not all real estate agents are Realtors. When an agent becomes a Realtor he joins an organization, The Nation Association of Realtors, Their State Association of Realtors, and their local association of realtors, when the do this they are held to a high set of standards and a code of ethics. What does this mean to you? Mainly this means that no matter what they are going to put your interests first not because they want to, but they have to, if they don't they face high fines and the chance of getting kick out of the organization and losing their livelihood, also when they are members of the multiple listing service so they have more availability to homes for sale.
So when deciding to seek an agent it is best to find out a little about them first. Now any good agent the first thing they are going to do is sit down with you and explain the process and make sure you understand the whole process , then they will want to get you pre-qualified for a mortgage, now the reason they do this is to make sure that you will be able to get a home loan and if you do not qualify they can work with you and get your credit where it needs to be so you can in qualify in the near future. Also it will let you know how much you can spend. Then they will help you start search from the home of your dreams.